What Is an ICHRA? The 2027 Cost-Control Guide for Employers
What is an ICHRA? An ICHRA, or Individual Coverage Health Reimbursement Arrangement, is an employer-funded health benefit that reimburses employees tax-free for individual health insurance premiums instead of enrolling them in a group plan. The employer sets a fixed monthly allowance, employees buy their own coverage, and the employer’s cost becomes predictable rather than renewal-driven. […]
